Universal Insurance provides a professional
liability policy and a customized package policy
designed to meet the unique needs of tanning
salons. Professional liability made on an occurrence
basis is available in most states. Claims-made
coverage (both with and without prior acts coverage)
is also available as an option.
Universal’s
professional liability program is available
to you through your membership in The Association
for Responsible Tanning Salons (A.R.T.S.). Membership
in A.R.T.S. is automatic when you purchase insurance
for your tanning salon through Universal.

www.artsmembership.com
EARN
CREDIT FOR TANNING SALON TRAINING!
Earn up an additional 5% training credit when
the National Tanning Training Institute certifies
you.
Excellent service, fast, fair claims handling;
affordable premiums and agents trained specifically
for specialty industries have made Universal
Insurance the No. 1 source for smart business
owners.