Universal Insurance
   
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Universal Insurance provides a professional liability policy and a customized package policy designed to meet the unique needs of tanning salons. Professional liability made on an occurrence basis is available in most states. Claims-made coverage (both with and without prior acts coverage) is also available as an option.

Universal’s professional liability program is available to you through your membership in The Association for Responsible Tanning Salons (A.R.T.S.). Membership in A.R.T.S. is automatic when you purchase insurance for your tanning salon through Universal.


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Earn up an additional 5% training credit when the National Tanning Training Institute certifies you.

Excellent service, fast, fair claims handling; affordable premiums and agents trained specifically for specialty industries have made Universal Insurance the No. 1 source for smart business owners.


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